Among the companies Farmhouse Equity Research, LLC does business with are:

Capital Institutional Services, Inc. (www.capis.com) is our preferred soft-dollar broker for institutions choosing to compensate us through trades.

First Call (www.FirstCall.com) provides an electronic platform for the distribution of our research reports and estimates to institutional investors.

Multex (www.Multex.com) provides an electronic platform for the distribution of our research to institutions, and also gives individual investors the opportunity to purchase select individual reports through their web site. [Available after February 1, 2003.]

Business Wire (www.Businesswire.com) distributes our press releases, including news about initial coverage and ratings changes, to the investment community.

Disclosure

Our research does not represent a complete analysis of every material fact regarding any company, industry or security. The opinions expressed by our analysts reflect the judgments of the authors at the date published and are subject to change without notice. Facts have been obtained from sources considered reliable, but are not guaranteed. Farmhouse Equity Research, LLC, its directors and employees and their families are prohibited from having a position in the securities of the companies we cover. Farmhouse Equity Research, LLC is an independent research firm and is not affiliated with any investment bank. Farmhouse Equity Research, LLC does not act as placement agent for securities for which it has research coverage, and we do not attempt to raise capital for companies. Farmhouse Equity materials, including our logo and trademark, are copyrighted; reproduction or redistribution of our reports or other materials, either electronically or via hard copy, without express written permission, is prohibited. Additional information is available upon request.